{"id":129,"date":"2026-10-31T12:00:00","date_gmt":"2026-10-31T18:00:00","guid":{"rendered":"https:\/\/www.greatlakesstateagency.com\/blog\/?p=129"},"modified":"2026-10-26T04:58:09","modified_gmt":"2026-10-26T10:58:09","slug":"how-to-add-or-remove-workers-from-your-commercial-insurance-policies","status":"publish","type":"post","link":"https:\/\/www.greatlakesstateagency.com\/blog\/how-to-add-or-remove-workers-from-your-commercial-insurance-policies\/","title":{"rendered":"How to Add or Remove Workers from Your Commercial Insurance Policies"},"content":{"rendered":"

If new workers join your business, old workers leave your business, or current workers change job roles in your business, you’ll need to update your commercial insurance policies to ensure full coverage. <\/p>\n

How to Update Your Commercial Insurance Policies<\/h2>\n

Know what Needs to Change (And What Doesn’t)<\/h3>\n

Make a list of personnel changes in your business to determine which forms of insurance need to be updated. In most cases, you’ll need to update your worker’s comp insurance. Any employee who serves customers will likely need E&O (aka professional liability) insurance coverage. On the other hand, if your new employee won’t drive the company vehicle (or the departing employee didn’t drive), you don’t have to change your auto insurance policy. <\/p>\n

Collect Personal Information<\/h3>\n

You’ll need your employee’s full name, date of birth, and other personal information to add him or her to your insurance policies. If the employee is being added to your auto insurance, you’ll also need his or her driver’s license number and motor vehicle record. <\/p>\n

Contact Your Insurer<\/h3>\n

Once you know which changes must be made and have the information to do so, contact your insurance agency to make needed changes to your commercial insurance policies. <\/p>\n

Contact Great Lakes State Agency in Okemos, MI, for More Information<\/h2>\n

Are you opening a new branch office in or around Okemos, MI? Do you need to change your current commercial insurance policies to meet new needs? If so, call our team at Great Lakes State Agency for personalized advice and assistance. We work with leading carriers and can help you get great coverage at the best possible price. <\/p>\n","protected":false},"excerpt":{"rendered":"

If new workers join your business, old workers leave your business, or current workers change job roles in your business, you’ll need to update your commercial insurance policies to ensure full coverage.  How to Update Your Commercial Insurance Policies Know what Needs to Change (And What Doesn’t) Make a list of personnel changes in your […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[19,6,11,14,13],"class_list":["post-129","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-commercial","tag-great-lakes-state-agency","tag-insurance","tag-mi","tag-okemos"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t