{"id":72,"date":"2024-05-31T04:00:00","date_gmt":"2024-05-31T10:00:00","guid":{"rendered":"https:\/\/www.greatlakesstateagency.com\/blog\/?p=72"},"modified":"2024-06-03T10:23:28","modified_gmt":"2024-06-03T16:23:28","slug":"great-lakes-state-agencys-tips-for-choosing-the-right-auto-insurance-in-lansing","status":"publish","type":"post","link":"https:\/\/www.greatlakesstateagency.com\/blog\/great-lakes-state-agencys-tips-for-choosing-the-right-auto-insurance-in-lansing\/","title":{"rendered":"Great Lakes State Agency\u2019s Tips for Choosing the Right Auto Insurance in Lansing"},"content":{"rendered":"<p>Buying auto insurance is a necessity when you live in Lansing, MI. As long as you have a vehicle, it would be best if you had a policy. While you will need to get at least the bare minimum that the state of Michigan requires, there are many things to explore. At Great Lakes State Agency, we have a few tips to help you along the way.<\/p>\n<h2><strong>Consider All Coverage Options<\/strong><\/h2>\n<p>In the state of Michigan, you&rsquo;re required to have liability coverage in the areas of bodily injury and property damage. However, that&rsquo;s not the only form of coverage you can have on your policy.<\/p>\n<p>You can expand your coverage to include:<\/p>\n<ul>\n<li>Collision<\/li>\n<li>Comprehensive<\/li>\n<li>Uninsured\/under-insured motorist<\/li>\n<li>Roadside assistance<\/li>\n<li>Rental car<\/li>\n<\/ul>\n<p>This way, if there&rsquo;s any damage to your vehicle, whether driving or not, you can file a claim and know that you have the coverage in place.<\/p>\n<h2><strong>Explore Increasing Your Coverage Level<\/strong><\/h2>\n<p>The coverage level isn&rsquo;t set in stone. While you have to meet the bare minimums the state sets, you can increase your coverage, too. This allows you to choose a level that meets your needs.<\/p>\n<p>By increasing the coverage level, you&rsquo;re covered in the event of a more serious accident. It will also reduce your costs if the accident exceeds certain limits.<\/p>\n<h2><strong>Examine Deductibles<\/strong><\/h2>\n<p>You pay the deductible out of your pocket when you file a claim. The deductible amount can vary based on the type of claim you&rsquo;re making.<\/p>\n<p>You can have a low deductible with a slightly higher premium cost or vice versa. That&rsquo;s why you have to consider the likelihood of filing a claim against what you can afford.<\/p>\n<h2><strong>Get Help from a Knowledgeable Insurance Agent<\/strong><\/h2>\n<p>Finding an auto insurance policy right for you in Lansing, MI, is a breeze when you work with an experienced insurance agent. At Great Lakes State Agency, we&rsquo;re here to help. Give us a call today to start getting some guidance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying auto insurance is a necessity when you live in Lansing, MI. As long as you have a vehicle, it would be best if you had a policy. While you will need to get at least the bare minimum that the state of Michigan requires, there are many things to explore. At Great Lakes State [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,5],"class_list":["post-72","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-great-lakes-state-agency","tag-lansing-mi"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/posts\/72","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/comments?post=72"}],"version-history":[{"count":1,"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/posts\/72\/revisions"}],"predecessor-version":[{"id":73,"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/posts\/72\/revisions\/73"}],"wp:attachment":[{"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/media?parent=72"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/categories?post=72"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatlakesstateagency.com\/blog\/wp-json\/wp\/v2\/tags?post=72"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}