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Great Lakes State Agency

4800 S Cedar St
Lansing, MI 48910

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Condo Insurance

Condo Insurance in Michigan

The Lansing, MI area has been a great place to own property for a long time. If you would like to invest and purchase a home in this area, one option to consider is to get a condo. Those that are condo owners will enjoy many of the same homeownership benefits but will not have the same maintenance and repair obligations. If you do want to buy a condo, getting a condo insurance plan is important. You will likely be required to have this for a few reasons.

Home Association Requirements

A common reason that people in Michigan need to get condo insurance is that most condo associations require it. Condo owners here will need to abide by all rules set by the associations. Most associations require that you carry this coverage and provide evidence of it from time to time. Maintaining this coverage ultimately protects all other unit owners. It ensures you can cover major repairs if there is a fire in your unit or a leak occurs that covers damages to other parts of your condo.

Mortgage Requirements

A lot of condo owners in Michigan will take out a loan when they buy their property. A mortgage lender will want to know that their interest in the condo is secure and protected. Due to this, they will require that you get condo insurance and continue to maintain it. Many lenders will also require monthly escrow payments to be made to ensure you maintain coverage.

A Lansing, MI condo owner needs to ensure that they have the right insurance when buying a condo. As you are shopping for a new plan in this state, it would be helpful to call Great Lakes State Agency. The insurance team with Great Lakes State Agency knows the value that comes with condo insurance. They can offer you support to choose a plan that ensures you remain in full insurance compliance.

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