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Reasons To Get Commercial Insurance

Commercial insurance is the type of insurance that protects businesses and business owners. It protects companies in the case of disasters, accidents, crimes, or liability. If you are a responsible business owner, commercial insurance is a wise investment. Great Lakes State Agency serving Lansing, MI and other surrounding towns prepared a list of reasons why commercial insurance is important: 

Reasons To Have Commercial Insurance

  • Protects you from getting sued. As a business owner, you can get sued for different things. It can be an accident, errors on reports, or property damage. If you have commercial insurance, there is nothing to worry about because it will cover your legal defense and damages that result from your business operations. 
  • Protects your employees. Most of the states require businesses to carry workers’ compensation insurance, and Michigan is not an exception. If you have three or more employees, workers’ compensation is a must. It provides employees who suffered work-related illnesses and injuries with such benefits as missed wages because of injuries or illness, medical help, and funeral benefits. 
  • It builds your credibility. Having commercial insurance shows your contractors, partners, and customers that you are a serious business owner who manages risks seriously. 
  • Contracts may require this type of insurance. Many landlords do not want to deal with companies that do not have business insurance. The absence of commercial insurance may also not allow you, as a business owner, to get a loan from a bank if you want to purchase a commercial building. 

Great Lakes State Agency – We Will Help You Find the Right Insurance For Your Business

If you are a business owner operating a business in Lansing, MI or any other town in Michigan, and you are looking for a perfect commercial insurance policy, Great Lakes State Agency is ready to assist. We will help you find a policy based on your needs, requirements, and personal preferences. All you need to do is to visit our website or give us a call – we will answer your questions. 

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