When you buy a home, you make an investment in your future. Most homeowners realize the best way to protect that investment is with home insurance. If your home is near Okemos, MI, our team at the Great Lakes State Agency can help you choose the right home insurance policy.
Do You Need Coverage for Water and Sewer Backup?
Each home insurance policy is designed to cover the unique features of your property. Be sure to read your policy thoroughly to be sure which features of your home are covered. According to the Michigan Department of Insurance, water and sewer backup coverage is not typically covered on a home insurance policy. It may be to your advantage to discuss purchasing additional insurance coverage for those features.
The same website explains that water and sewer backup coverage would be especially important for homeowners with finished basements or for those who have significant personal belongings in their basements. Water and sewage backup coverage would provide coverage if your home experienced damage due to the backflow of water through a sewer. Coverage would also be provided if a sump pump overflowed into your home. Talk to one of our agents if you want coverage for your water and sewer.
Call Us Today for Your Appointment
Although home insurance isn’t mandated by law, many mortgage lenders insist that home buyers purchase home insurance. Our team at the Great Lakes State Agency promises to treat you with respect and always give good insurance advice. Clients in the Okemos, MI area can depend on our years of experience. Call us for your appointment today and let us help you make the right insurance choices.
