It’s important that you’re aware of all the home insurance features that are available. If you have questions about home insurance features that are available in the Lansing, MI metroplex, we can answer them at Great Lakes State Agency.
The following are four special features your home insurance policy should include:
Additional living expense coverage
Home insurance policies can offer additional living expense coverage that pays for a hotel or another temporary rental if the insured property becomes uninhabitable due to damage.
This type of coverage minimizes the stress and expense of experiencing a severe accident in your home that makes it so that you’re temporarily unable to live there.
Coverage for additional structures
If you have outbuildings on your property, you should look into coverage for additional structures. This will cover damage to detached garages, barns, sheds, and more.
Personal property coverage
Home insurance doesn’t just protect your home’s structure. It also protects the personal belongings that you keep in your home. However, home insurance only insures personal property up to a certain amount.
It’s always a good idea to evaluate your personal belongings and make sure that your home insurance offers enough personal property coverage to insure the full value of your belongings.
Added liability coverage
When you buy home insurance, you’ll have the option of choosing from among a variety of liability coverage options.
You should probably invest in added liability coverage and not just purchase the lowest amount of liability coverage. Lawsuits can get expensive, so it can really pay off to invest in additional liability coverage that will protect your assets.
We Are Here To Help
We will help you find the right home insurance policy for your needs. Homeowners in Lansing, MI can get in touch with us at Great Lakes State Agency to get a policy quote today!