Great Lakes State Agency understands that Lansing, MI commercial insurance policies can seem very confusing on their surface. However, they’re nowhere near as complex as you might think. In fact, there are many secrets that business owners may not realize can impact the quality of their policies.
Policies are Adaptable
Don’t think that your policy is a concrete and unchangeable thing. In fact, you can add many riders to it and adjust it in any way necessary to improve your coverage. This step ensures that you get the full protection you need. Just talk with your agent about what riders make sense.
AAA Ratings are Critical
Insurance companies can earn a variety of different ratings, and you need to find one that has a AAA designation. That’s because this rating indicates a business with a high level of professionalism and trustworthiness. They’re the kind of firms you can call to handle a myriad of issues.
Umbrella Policies Can Help You
Liability protection is essential for all businesses, and getting caught without a strong policy can severely affect your facility safety. Umbrella policies increase your liability protection to ensure that, if you get sued, you won’t have to pay for a majority (if not any) of the damages incurred.
Physical Loss Warranties are Useful
A physical loss warranty can help protect you if there is physical damage to your facility that makes it impossible to use it. For instance, if severe damage to your equipment makes operations impossible or impractical, a physical loss warranty can keep you running smoothly.
Take Your Business’ Needs Seriously
Please don’t hesitate to call us at Great Lakes State Agency to learn more about Lansing, MI commercial policies that can help you. Our team fully understands the complexities of Michigan’s strange insurance laws and will help you insure yourself properly and safely.